Terms and Conditions

1. Introduction
Welcome to Circle X ("we", "our", or "us"). By accessing and using our website or services, you agree to comply with these Terms and Conditions ("Terms"). If you do not agree, please refrain from using our services.

2. Jurisdiction
These Terms shall be governed and interpreted in accordance with the laws of Singapore. Any disputes arising shall be resolved exclusively in the courts of Singapore.

3. Eligibility
You must be at least 18 years old or have parental consent to use our services.

4. Use of Services
You agree not to misuse our services, including but not limited to unauthorized access, distribution of harmful software, or infringement of intellectual property rights.

5. Intellectual Property
All content, trademarks, and intellectual property on our platform remain our exclusive property or that of our licensors. Unauthorized use is prohibited.

6. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

7. Termination
We reserve the right to suspend or terminate your access if you violate these Terms or engage in unlawful activity.

8. Amendments
We may update these Terms periodically. Continued use of our services constitutes acceptance of any modifications.

9. Contact
For any inquiries, please contact us at support@circlex.xyz .

10. Subscription and Billing

By subscribing to our services, you agree to recurring billing at the stated intervals (monthly, annually, etc.). Subscriptions automatically renew unless canceled prior to the renewal date.

11. Refund Policy

All payments are final and non-refundable unless required by applicable law. You may cancel your subscription anytime, and your access will continue through the end of the billing period.

12. Cancellation

You may cancel your subscription through your account settings. Cancellation does not entitle you to a refund for any unused portion of the service.

13. Changes to Subscription Terms

We reserve the right to change subscription fees or plans. You will be notified in advance of any such changes and may choose to cancel your subscription before the new terms take effect.

Privacy Policy

1. Introduction
Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal data in accordance with the Singapore Personal Data Protection Act (PDPA).

2. Information We Collect
We may collect the following data when you use our services:

  • Personal details (e.g., name, email, phone number)

  • Payment information (if applicable)

  • Usage data (e.g., website interactions, device information)

3. How We Use Your Data
We use your data to:

  • Provide and improve our services

  • Process transactions and payments

  • Respond to inquiries and support requests

  • Comply with legal obligations

4. Data Protection & Security
We implement strict security measures to protect your data from unauthorized access, disclosure, or loss. However, no online transmission is 100% secure.

5. Data Sharing & Third Parties
We do not sell your data. We may share data with:

  • Service providers who assist in delivering our services

  • Legal authorities when required by law

6. Your Rights
Under PDPA, you have the right to:

  • Access and correct your personal data

  • Withdraw consent for data processing

  • Request deletion of your data (subject to legal obligations)

7. Retention Period
We retain data as long as necessary for business and legal purposes.

8. Updates to This Policy
We may update this Privacy Policy periodically. Your continued use of our services implies acceptance of the revised policy.

9. Contact
For privacy inquiries, contact us at support@circlex.xyz .